We’ve compiled some of the most popular Active Adult Community FAQ’s here for you. If you have a question that isn’t here, contact us and we’ll answer as best we can.
Active Adult Community FAQs
Does Everyone Need to be 55?
The rule in almost every adult community in New Jersey is that one person needs to be 55, everyone else at least 19. However, there are a few exceptions to the rule.
How does a gated community work?
Each resident gets a remote to open the gate. If you have an overhead console, you can probably program that. In addition, if you have someone, say a relative, who you want to be able to come and go as they please, you can make them a permanent visitor or give them a remote. If you have one time visitors, call the guardhouse and let them know to let them through.
Can my grandchildren visit me?
Most communities have the rule that grandchildren can visit and they can also stay overnight. Each community sets the rules as to how many consecutive nights and total nights grandchildren can stay. However, if they live with you permanently, they must be at least 19.
I’m only 53 – can I move into an adult community?
Some communities, but not all, when purchasing new construction, will allow a percentage of buyers to be under 55. When that percentage has been reached, no more will be allowed. It’s up to the Homeowners Association to continue that rule after new construction is complete. However, most don’t allow it.
Can I put an addition on my home?
Most homeowners associations will say no additions are allowed.
What do I get for the monthly fee?
Typically, the HOA cuts the grass and removes the snow, once it reaches 2.5” or 3”. In addition, you’ll get use of the clubhouse and the facilities, and garbage removal. If the homes are attached and it has condo ownership, most of the time exterior maintenance is also included. But each association is different, we urge you to check before you purchase.
I’ve heard some communities have a one time buy in fee – what’s that about?
Many adult communities charge a fee to each buyer which is due at closing. This money goes to the general operating account and is used to (partially) keep the monthly payments for all owners in check.
I’m retired. Can I get a mortgage?
Lenders only care if you can repay the mortgage. If your credit is good and you have sufficient income, you should be able to get a mortgage. Speak with a mortgage broker to find out whether or not you can, and for how much.
Thank you for visiting our web site’s Adult Community FAQ’s page. If you have other questions about adult communities, contact us. Call Bunny and Art Reiman – the Adult Community Specialists
Would you rather see Monmouth County homes that are not in adult communities?